Your husband isn't responsible for your health insurance?! I claused that into my divorce, I have MS, and that was something that was worded, that if he purposely left his employer, he'd still be responsible for MY health insurance. And Massachusetts doesn't play around, if he stiffs me or the kids, he pays or goes to jail.

My landlord, worked something out with me, to pay him weekly. In essence, the child support payments, which I made sure were immediately garnished from his paycheck, can't trust him to pay bills timely, are what pays the rent for me. Yes, I put my name on a waiting list, for low income vouchers, however, at the moment, rent is in no way covered by my employment. I do have a son who receives SSI, for his disability.

I do receive a small amount of food stamps. Electric is on the low income rate, however, that's not that huge of a difference. To start the payment plan, I needed to make a downpayment, that I can afford, just got behind, because my ex did stiff me with cable. Which I have cut back to internet only. He verbally promised there, but that's OK because when he went to buy the XBOX for the oldest's birthday, like promised, he discovered, I said, well, then, we are even now, aren't we, when he expected a half pay from me, on that . Which, in the winter months, just push back the electric, because it's illegal to cut off during winter months, hence, the payment plan now. It's about $30 more a month, to get me through the year, that was how I reworked that bill.

Is there an eviction on your chart? Is that why low income denied you? Was that through marriage?!

If divorce, is an option, a pro-bono attorney could clause a whole bunch of stuff in there, and perhaps try to clear up whatever credit was destroyed because you were married to a man that abandoned you and is obviously leaving you homeless and in a serious jam.