UPS
I spent lots of time with my daughter yesterday and will have her all day and night today :-D
DOWNS
Our old house is close to Foreclosing, being sold. We tried everything, for whatever reason we are one of the ones the banks just don't want to assist. All that stuff about Housing assistance and refi's and all that Govn't stuff is all a ruse....you either qualfy under some bizarre quantifier or you don't. We don't!