Have you thought about the possibility of transferring to a school that has a bachelors plus masters degree 5 year program? It depends on what your major it and what you'd like to do after school, but you should investigate and see if that would be an option. Yeah, you'd probably be in school a bit longer, maybe even longer than the 5 years, but at the end, you'd have two degrees and you'd feel more like you've lived on your own and therefore more prepared for "real" life.

Going to college away from home was probably the second best decision I ever made (the best being moving 20 hours away from home with my (now) husband). You do need to take into account student loans and changes in tuition and how financially responsible it would be, but I think it would be worth it. But that's just my opinion.

Good luck!