Yes I do feel bad, but for my situation her not working is causing some problems. I think she has lost a lot of confidence in herself from getting a degree that doesn't have any jobs, and then doing mediocre jobs for a couple months and quoting or getting fired. Its not like I don't help her out. I pay all of the bill that keep a roof over our head and food on the table. She needs to take care of her own responsibilities. She borrowed the money for school, and she agreed to pay it back. I don't feel it is right for me to pay for it, even if I had the $700 a month. The truth is I cannot afford to pay for it.

You should he able to help a spouse out, but don't ruin yourself to do it. Getting credit cards to pay bills when you don't have enough income to pay for them is not sustainable.

Maybe you both could go to a financial counselor to talk some sense into your husband. $2,100 a year is about $40 a week. I don't know how he expects to live on that. The job market is hard right now. Im sorry you have fallen on hard times. I think one way or another you two have to reach an accomdation that meets both of your needs, and hopefully you can find work soon.