I'm not sure if this is allowed (so feel free to delete my post mods) but I wanted to reply because I have a suggestion to exactly what you're looking for. I'm actually an affiliate for Live Person and they offer professional counselors you can speak with online, over the phone, or by email. Prices vary from about $1-$3/min. I've never used them myself but it seems like a great service. You can use my aff link and clicking here will take you to their site and get you 25% your first chat (assuming you're a new client) so it may be something to check out?? Let me know if anyone does use them... I'd be curious to know if they're worth it.