To be "practical", wouldn't you call to see where your client/money went? Presumably you wouldn't show up for a scheduled appointment if you died suddenly and, in my case, since I show up regularly and on time, etc. my therapist would be curious/concerned if I did not show up. I had a group therapist actually call me because I did not show up for group once because it was "me" and I am so reliable.

I would want to think my therapist would come but would not ask as I might get an answer I did not like and that might influence my living. It's easier to use my imagination and believe my therapist would come rather than get the "facts" on the case which might be disappointing; as has been pointed out, one wouldn't know what actually happened (I've known stepchildren to reassure their stepmother they'd be buried a certain place/way while they were living and then do something else after they died).