Quote:
Originally Posted by happiedasiy
No, You are just overwhelmed like a lot of us.Hugs
Rose 76 gave excellent advice.
There are lots of drugs that are older, less expensive, and work really well.
Xanax can be one written prescription with up to 5 refills alprazolam is the generic name.
Depression meds such as cymbalta/lyrica/ can be written one prescription in most cases with 6 refills. This is the law.
Pain meds like Oxycodone/vicodin is one prescription per month but if you have a good relationship with your doctor they may give you 3 scripts per visit.
I see that you do not have a primary, this is very problematic.
But you do have insurance, contact them. Find out who is your claims adjuster. Trust me "they do not want to pay out any more money than medically necessary!" You have preexisting conditions and a history of mental issues, this puts you in a different category. This will work on your behalf but
you must assert yourself. There is no shame in telling someone you have a disability. In making phone calls, I tell the other person this and I ask them to slow down and be patient with me. So I can relax and the other person 9 out of 10 times will work with you. If you do not understand something ask them to explain or repeat.
Dealing with insurance,
Keep correspondences in e mail with receipts and copy & file them in a special folder with a password. Then delete e mails.
If someone calls you get their first and last name and e mail address and follow up what was discussed and ask them to reply if this was correct if not please respond within 3 -7 days.
If you find their answer insufficient, tell them they are causing you "extreme emotional stress" and you have the right to "palliative care " if they are "unwilling to find you a physician" that you will be "forced to go to the hospital".
I would also apply for ssdi.
sorry for the long post
h.
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It's not the drugs that are expensive—they're all generics. It's just getting the drugs. I'm not going to be able to afford going to a psychiatrist once a month—not one off campus anyway.
I'm only on my dad's insurance and only for another year, then nothing. But that insurance doesn't cover ANYTHING where I'm going to be living so I might as well not have any.
I don't have a primary because I don't even know what state I'm going to be in when for sure and I could use the campus clinic (and other clinics) and get better service anyway. At this point, since I've graduated, it may make sense to get a primary doctor, but I don't know where I'll be living next year. It may be in the same city, a city an hour away, or a city several states away. So honestly, going to clinics makes more sense until I'm somewhere where I'm going to stay for more than a year. And even then, there aren't enough primary care doctors in some places.
I can't tell anyone that I have a disability, because technically, I don't have one. I don't have proof from a doctor and I have no name for it. And I can technically do things physically at the level of the average person, I just get injured by doing it. But you can't tell.
The injuries don't show up in any test...my joints just seem to pop out and my muscles get too tense...and now it seems like my muscles had started to atrophy some. Physical therapy helped with this, but it didn't solve the underlying problem of course.
And to me, to be honest, there is some shame. I used to be really strong. I had to carry large amounts of weight up and down several flights of stairs a day...but now I sometimes can't even lift a coffee cup? Ok, those are the two extremes and I'm usually in the middle, but I have to take elevators now...and I just feel, well, lazy. But I think that's because I don't have a "real" disability...I obviously wouldn't think someone with a real disability was lazy. I just wish I could have a name for what's wrong so I don't feel like I have to push myself to the point of injury or feel guilty that I don't.