The majority of my voices are outside of my head.
It's basically like sitting in a restaurant and hearing bits and pieces of other people's conversations while at the same time having someone talking to you, personally.
When I become very stressed out the voices get louder and more and more of them start talking directly to me.

I'm currently on risperidone and that has helped to keep the direct voices quiet. For a while they were completely gone and nothing but soft whispers, but when I become stressed they come back.