Where there is good, there is evil.
There is an opposite of God and that's a devil, or someone who creates misfortune upon others. God doesn't do it, his opposite does.
I do not believe that we are responsible for all of our misfortunes. I believe that there is both good and evil in the world and sometimes evil gives us a hard time, and sometimes God gives us blessings. It's not that we are bad people that God is punishing us or something. It's just that there is evil on earth and sometimes it finds it way to us.