Actually, counting blessings at moment since we are under hub's insur and I am not medicare age yet. However, hub just told me that HR wants our copies of any clinicians' bills and certainly the insurance company's EOBs. Many have noticed extra charges, sometimes itemized, sometimes not, that are finding their way on customary and usual things like office visits, etc. Like never before, really. Even the insur co and various medical websites often include a disclaimer that there are possibly going to be extra charges, and sure enough, these days, there usually are. And sometimes you can't pin them down ahead of time so you can budget. It really stinks, though I am blessed in many ways others are not, at this point in life. I just try to take it in stride and fight the battles we can and wish the best and pray for us and many others in worse shape.