I pay by debit almost all the time, but I have paid by check a couple of times. I think it was deposited within 2-3 days. My T works in a counseling group that has several people who work in the office that are not Ts, intake coordinator, office manager, and another person. So, they handle that stuff not my T. I would not take anything having to do with deposit time personally, as my T has nothing to do with that.