McAfee need credit card
Mobile fee too, so much hassle
You have to call them (takes forever to wait to talk to a real person) and they need to speak the the person who use the credit card to pay for.

PayPal too, or else it takes forever for the payment.
There are somethings you can't buy in a physical store, not in my city.

I rarely use debit card, I use money, coz this way I can see how much I am using and how much left in my wallet.
I would like to have a credit card to be convenient for living expenses, not shopping or leisure, etc.