My bank account is overdrawn by $167 and I now only have 2 weeks to put that all back in or else my account is canceled and my credit will be affected. And I only have $55 left of my credit line because the card company tricked me into doing a phone payment which caused an overdraft fee plus the payment to be processed...so basically, I'm screwed because I won't have that much money for I don't know how long, it depends on when my job's pay period is and how it works, but I probably won't get paid for 3 weeks.

I don't want to tell my parents because then they'll think I'm super irresponsible and whatever...but what else can I do? Maybe get them to put the money for an annual bus pass in which actually I could make a good case for because it would cost me about $90 less over the course of the year to do that instead of buying one each month...my dad would see the amount though because he's a co-signer on my account since I got it before I was 18 and we never took him off since there's no real reason to since he doesn't touch it since it's mine...maybe I could play it off by saying I didn't realize there was an automatic payment on my credit card and I wasn't watching carefully enough...ugh. Fck.