If you go the cash route, don't keep your debit or credit card in your wallet and leave them in a safe place. I can't carry my credit card anymore.
Cash doesn't help me at all if I have my debit card.
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Quote:
Originally Posted by SingDanceRunLife
Before this, I literally had nothing that I had to pay for myself. My parents paid for school (tuition, room+board, books -- the works), food, clothes, my phone, health insurance, meds...absolutely everything. And so even though I worked (I've worked since I was 17), I always felt free to spend my money however the heck I felt like spending it because I just didn't need any savings for any reason.
But now that I'm moving out and will be on my own (for the most part -- parents are still footing everything medical and school, but I'm paying rent+electric, food, transportation etc.) I will actually need to save, an I will because there will be a purpose. I've made a budget for myself with the actual numbers of what I'll have in terms of pay each check and each month, and how much needs to go to what and how much I have left over.
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I'm not trying to devalue your experience because mine was fairly similar to yours. I don't know why you are trying to make it sound like I am?? My parents did the exact same thing and didn't cut me off until I graduated university last year. (And I'm still not completely cut off.)