"They" say, the love of money is the root of all sorts of evils. . .

I'd have to see what behavior they were deciding was ethical/unethical and what the reason for the behavior was, etc. It is harder to "get in trouble" if you don't have many resources? It's not ethical to rob people or steal cars either and I don't think many people with money do that? I think there might be a "white collar" definition of "ethical". I have yet to watch a "Cops" show where the guys they caught started out telling the truth?