Again, the best thing to do is call the provided number and get clarifications. My interpretation of the hospital coverage is my best guess, but I think I'm pretty close. For instance, I use a full service hospital that has a psych floor within it. It sounds like that would be covered if the hospital is one that is covered under this plan. The psych hospita.l my son was in is a private, stand alone psych facility. It would not be covered under your plan if I'm reading that right.

If I am admitted before I have attempted to harm myself in any way, my treatment would be covered. If I made an attempt and was admitted, the bill would be on me.

Oh, and apparently you must give up bungy jumping and sky diving.