Oh, Honey, you aren't being a baby at all. You are enduring alot more than some people could handle and you seem to be handling pretty darn well.
I am just so sorry that things are so bad for you and your husband right now.
Do you guys have any food banks around where you live? They are a great resource for people who don't have enough money to buy groceries. Also, do you think you could contact a church or some organization and let them know of what you are facing and maybe they could help in some way, even maybe give your children presents for Christmas.
I do hope your life will be brighter and easier in the near future.
Take care and let us know what happens.
I care,
Linda