Amerikasend…
When I read your post in this thread, I mistakenly thought you were asking real questions. That you were looking, with an open mind, for real answers, my bad.

Your list of alternatives, that is, the ones that don’t require a large outlay of up front cash for their help, is just fine with me. With the exception of that abomination, moderation management, of course.

My spiritual advisor, the mythical Don Juan once said,,,

"Any path is only a path and there is no affront, to oneself or to others, in dropping it if that is what your heart tells you. Look at every path closely and deliberately. Try it as many times as you think necessary. Then ask yourself, and yourself alone, one question...Does this path have a heart? If it does, the path is good; if it doesn't it is of no use.”