Well it varies from state to state. I was on disability when I was young (19) because I had seven hospitalizations in ten months. I stayed on it until I could get it together enough to go to college and get a job. I was not denied my first try because of the severity of my illness at that point. But I know people who have been denied the first time around and had to appeal with a lawyer more than once. One person said it took her three years to get it. From what I hear if you get denied, get a disability lawyer and appeal until they approve you.

As for benefits, I got $750 a month, but I had no dependents. I also didn't have to pay rent or a mortgage or anything. But once you're on Ssdi in my state you are also eligible for food stamps and Medicare.

You have to be willing to go through the whole process which is difficult to do when your're depressed.