I know this thread is about so much more but the only thing i can positively contribute is the financial knowledge thing....

I remember when I got married at 21 how little about real life like credit cards and savings and mortgages and credit scores my H and I knew... But we learned it as we went along.

I know my son didnt have any money education in school but when i was in school we did a little side thing for a semester where you were assigned a job and salary and then we had to pick housing and stuff with a budget and then we had to remember to pay bills and keep a check register and balance a checkbook for a whole semester in the 6th grade. Lots of kids were bankrupt and homeless before the end of semester because they failed to budget before picking out a house. Its a shame schools send kids odd in the world with calculus but little financial education. That being said, you can learn it as you go. If you sign up for a bank acct you google or ehow how to keep a register... How to reconcile an acct?

I just want you to realize us old people in our 40s didnt have it all figured out at 20 and neither do you.... If you live your life thinking you cant do something until you know how to do something... You will never do new things...

Life is about the experience of doing not at doing everything perfectly... When you live with controlling critizing voices (parents or however) you think you have to do it all right the first time....

I learned a lot of things from other people at college (and it wasnt about partying)...my roommate talked me through using a tampon cause my mother and sisters taught me nothing... my senior mentor taught me so much about being independent and winging it....
So I hope you will find others to mentor you at college as well.... You dont have to be perfect to do things....wish I knew that alot earlier in life