Could have been either, could have been both. Now you know it has the potential to happen perhaps now is a good time to think about what you are going to do to stop it happening again?

I am extremely good at budgeting and living within my means, but when I go up I tend to splash out (random roadtrips and holidays are my biggest concern). Now I have a few ways to limit my spending. I dont have a credit card, I try to do everything with cash and I have a limit on my savings account. I cant blow more than a certain amount in a day now and its as difficult as possible to do. It would be handy to have a credit card from time to time but its not that big of an inconvenience not having one. Better safe than sorry. I know I am hypo when I start spending because usually I am pretty tight with money haha.