Personally, I think that there are enough good therapists out there that I'd be able to find one that fits into my budget. Of course, I get it that there are some, not so good, therapists out there, but I'm willing to find one that fits me personally AND financially.

I had a wonderful therapist in the east. When I left, she offered to continue to do therapy via skype. I'm not good at the phone or internet talking for anything other than friendship issues. Doing intense therapy via skype just doesn't do it for me . . . additionally, and this is a BIG addition, my insurance doesn't pay for anything other than face-to-face appointments. As much as I "clicked" with this therapist, it wasn't worth it to me to pursue a continuation of the therapeutic relationship without the support of insurance.