I wish you could say something to her about the phone too. You should have her undivided attention during your sessions. I wonder if she was in a session when you initially called her. It's nice to know that you can call her and she will answer, but I don't think it is standard practice for therapists to answer the phone during sessions. My former T answered his phone during a session once. I think he had forgotten to turn it off, but he apologized when he got off the phone. I didn't feel like I had the right to complain because he wasn't charging me for therapy. But if I were paying him, I would have more problem with it.

I'd talk to her about your concerns, and go from there depending on how she responds and if she can make changes to make it okay for you.