Okay, I understand that. Since I remarried, I gave up my job as a substitute teacher. I'm in my late sixties and would not make it on social security alone. I would have to sell my condominium because I wouldn't be able to afford the taxes and association fees. I also began babysitting for two grandchildren four days a week and I do this for free as I don't believe in charging my own family for this labor of love. I gave a large sum of money, I had saved, away to my son so he could buy a home. He said he would pay back. I told him he could take his time, then I told him he didn't have to pay any of it back. It is his and his wife's children I'm babysitting. In addition to that he has recently taken in an elderly relative who is in her late eighties. When I babysit for his children I also care for her. She is incontinent and has Alzheimer's. I do this for free as well. Although my son did say he would begin paying me $50.00/day out of her money for her care. But that won't be enough for me to care for myself. I suppose I could get someone to live with me at the condo if I left my current husband to help with the costs. I could also quit babysitting and substitute teach again, if a school district would hire me. The other option I thought is selling the condo and moving into a less expensive mobile home community or apply for low income housing. I know my kids depend on me so they can keep their careers going. My daughter-in-law is a nurse practitioner, my son, a registered nurse (the couple for whom I'm babysitting). They have a good income, but have a big expensive home. They've already told me if I ever needed a home I could come live with them, but since they already have an elderly relative living with them, I would feel as though I were imposing. What I didn't mention, I just began babysitting for one of my other children's baby. So on some days I babysit for a baby in diapers, two little girls, and an elderly person also in diapers due to her incontinence. I feel overwhelmed at all my responsibilities. Who can people like me turn to? I appreciate your feedback a great deal. Thank you.