Well... this is moving forward a bit.
Insurance covers:
In Network: Outpateint~ 90% of what they allow 10% copay Covers only the surgery, facility, surgeon, and anesthesia. No consults, no appt outside of these 4 things related to surgery. Out of pocket max is $1500.
Inpatient~ $75 copay in addition to the 10% copay and everything else apply's there too.
Out of Network : Outpatient~ $300 individual deductible
75% Allowance
25% copay
Out of pocket $3000
Inpatient~$200 ded. in addition to 25 % copay
All of these require precertification also.
I have an appt with my family physician on Monday now. To kinda talk the pro's and cons over. The nurses are giving me the impression that I am taking a hell of a risk. I just want to be healthier and prettier. And to be able to do things that I've always been scared to do. I want to not be an embarrassment to my friends and family. Tired of playing catch up when I am with a group... and to feel my heart pounding so hard that I dont think its going to stop. I want to be normal . I'm sorry.. now you know a bit why I have been so sulky and drinking today and witchy. I apologize to all of you .
hugz
Beth
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