I feel for you. You are contemplating giving up your T, going through fertility treatments, and your husband isn't coping well, on top of your own emotional needs?

I have no idea how it would be even conceivable that you would be able to cope.

I would really stress that you find another T that you can afford before you terminate. You are in quite a spot, and I worry for you bring on your own.

Don't leave yourself without support.

Can your GP help you with a referral? Depending where you are, local psych hospitals offer free counselling. Maybe if you tell us a general location, we could better help you search or help. If you feel comfortable. I would be willing to help you look online to help. Just PM me.