With the psychiatrist saying that I can't work for at least 2 years our finances suck. Tonight we sign the loan consolidation paper so that we can survive. The hit to our credit score is going to suck! I hate that we are so in debt. With the consolidation we will pay everything off within 5 years and we will not be able to get any new credit in that time period. I am a little worried when it comes time to renew our mortgage...

I hate dealing with money! I work in accounting, other people's money is fine but I hate dealing with our personal finances!