{{Jlove}} I'll tell you how I use it.
Usually you can get a 2 weeks trial when you sign in, if you don't like it after the 2 weeks you just cancel it.
I use my check card, I have unlimited movies, and they send me 3 at a time, for that we paid $ 20 a month.
I find out that if I send the movies back from the post office instead of using the "mail out" from my house, they get in there the very next morning, so by noon the next day they are shipping a new movie.
No, there are not late fees, the only bad thing about not returning the movies, is that you don't get any new ones either, because they mail you movies, when they get those from you.
I like it, and what I like the most is that you save the movies into your queue and you don't have to go everyday and add what you want to see, just make a big list of the movie you'd like to see and when the are shipping the use that list as a guide.
Let me know if you have any other questions~