I had a friend in a similar situation: she didn't believe the therapist was worth paying, so she ignored the bills she got. The therapist sent her to collections. I think this therapist would be even more likely to do that to you to get back at you if you report her.
I also agree with the point someone made above that if you are going to report her, you have to make yourself look good. Not paying her will reflect poorly on you---remember the people you will be reporting her to are therapists as well!
Good luck!
EJ
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