I appreciate everyone's input and I value it. You all make sense.
I spent last night looking at dishes. It's been 16 years since I bought a set and I can't believe how expensive they've gotten.
That aside, I realized I would probably not use them if I bought them. I'm a recluse. I live alone deep in my house and never have guests. My only family member doesn't travel and she's never been to my house in 35 years.
What I have now serves my purpose, but it doesn't tickle my fancy. I have nothing really nice anymore and despite the good advice here I am up against the wall off loss.
Losing everything is a deep wound. I think part of my problem is I don't want to spend the money to get my house back in order only to lose it again. It only happened once that I lost everything, but it was a terrible blow because the things I lost are irreplaceable.
Thank you all for posting. You've given me some stuff to think about. All input is welcome.
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