Your symptoms sound quite a bit like mine; anxiety mixed with depression. They usually do come hand in hand. My fears weren't that easily gotten rid of. Even now, I can still go for weeks being afraid, mostly a physical health fear.

Not being able to cope with normal, every day stressors is usually a sign that your brain isn't putting out the right chemicals. It comes up as anxiety/depression. Everything negative intensifies.

I've had a smattering of CBT and what I saw, I really liked. The therapist I was with the longest was rather passive until I decided I was done beating around the bush. I told her to either get the ball rolling or I'd find someone else. Not in those words, but she got the idea and got the ball rolling.

We found that I had some unknown, unresolved issues up until then. We dealt with the issues, but it didn't do anything for the anxiety/depression. I've been on anti-depressants for 20 yrs. Usually, anti-depressants also take care of anxiety.

Hope this helps some.