on babies: I had mine at 33 and 36 and earned my B.A. at 38!! I just would like to add that a very strong support system will ease the workload, but they are so wonderful when young....teen years are not fun, one of mine was rebellious. Don't bank on unconditional love, because they do become adults and no one can hurt you like they can because they do not get the blood sweat and tears that went into their well being. Have tons of money, college paid for by their high school years, cosign all loans with them so when they earn more than you do, they assume the loan. So, that just sparked my interest.......good luck! "help...."