Masturbation does absolutely nothing for me, as in I never climax. Well, it has once or twice, but 99.999% of the time I start and shortly after stop. Sex to me is all emotional. If I'm not getting an emotional response from my fiance leading up to foreplay, I lose interest altogether.

Everyone is different. If you desire a relationship as you describe, you can have it. You just seem to be more of an emotional than physical person. When with the right person, both of those things entwine pretty nicely. Don't worry about how you are feeling right now, your sexuality will develop when you're in a comfortable situation.

In the meantime don't be afraid to explore your own body. Even though I never follow through with masturbating, certain touches can relax me and I know why I like. Makes it easier to communicate your spots to your partner.