I'm in a very similar situation as you with financial problems and everything hitting you at once. I understand how you may feel. I hope your trip to the ER is your lowest point and things get better for you. Unfortunately for me, I was in the ER about a month ago for overdosing a little, got scared and called a crisis line. But I have still been doing that and cutting when I feel too overwhelmed, which is a lot lately. I think reaching out is a great start.