I am sorry that your mom is so concerned about spending money to get you help. She may not get that much of a discount, especially if it is for mental health. There are still a lot of folks whose health care coverage does not cover mental health on the same level as physical help. I don't know if this is a possibility or not - but can you talk with your dad ??

Can you ask to just get an evaluation - to see if there is anything that can help you feel better. A one-time visit or two - then perhaps the professional can work with your folks to arrange for services that can fit within the family budget.

You can still meet with your school counselor - tell the counselor about your family situation and ask for a referral into the community. Who knows, the school counselor may know someone in the community who can help. You can at least get a list of potential names to give your parents.

I hope you feel better soon !! Hang in there, don't give up. Keep asking for assistance.