My T and I had the conversation a few months ago about her retiring. She's 58 at this point, and expects to work for another 10 years or so... but she said she would give me 2 years notice if at all possible when she decides to retire. It's hard to even think about losing her. Our birthdays are close together and this year I feel like I don't want to get older because it means she is too and I'm getting closer to losing her. I think death is even harder to think about because it could be unexpected... but I agree with others that it is important to be able to talk about it with someone.