I went through the exchange but they haven't gotten me in the system at insurance company yet, so I can't pay them until they get me in the system. But they did say since things were so backed up they would extending the payment date until1/10/14. However, I'm like Kali I'm waiting for dr appts and meds. to come through soon. I don't think I can afford until I hit medicare so I don't know what I will do when I run out of money.