I'm lucky to have a pdoc who is also a therapist, so I see him twice a week for psychotherapy, and sometimes in my therapy sessions we also discuss my medication. I would never be able to afford twice-weekly therapy sessions with a T who was not in the publicly funded medical system, and few therapists are. With my current T, I pay the same as I would any medical professional, approximately 45 US dollars per session, up to a maximum limit of approx 160 US$ per year. So after four sessions, my therapy (and most other medical stuff, if I should need to see my GP for instance) is free for the next 12 months.

Mostly, I feel lucky to have a T who is a genuinely good fit for me. But I'm also very much aware of how lucky I am to have a T who is paid by my tax kronor.