When I had insurance I had the same T and Pdoc. After loosing insurance I continued with T but cut back on Pdoc visits both as self pay. When my money ran out I went into the public health maze for the uninsured. I worked with a county non profit group on a sliding scale thing. In a year and a half I had 6 Ts and 8 Pdocs. I am currently counting the days till Medicare kicks in so I will be able to seek professional help again.