Quote:
Originally Posted by Sometimes psychotic
The problem is $400 a month for 4 people is great....when I was looking into cobra continuation from my last job it was more than that for just 1 person(like $800)also because I had a pre-existing condition I could not get independent coverage so it is good for some people. If you can't afford it you can always just pay the fine which is like what $95 this year for the whole year. The other problem is your state I think that Texas refused Medicaid expansion which was subsidized...in most states you would qualify for that with your income. Still I'm very sorry that you are going through this...I'm sure the program will change in the coming years to make things easier. You may also be exempt from the fine due to the cost of your plan... https://www.healthcare.gov/exemptions/ |
Yes you are absolutely correct! That price is good for the lowest possible health care plan for a family of 3. It wouldn't allow me to figure in my almost 18 year old daughter because in Texas it says she may qualify for the Chip program. So that $400 figure is only for three of us but I know that's a great rate. But when you can't afford the rate whether it be $300, $400, or $800 per month it is extremely frustrating! My income falls on the line where I do not qualify for any govt help to pay for it. So for my family and I it boils down to groceries or healthcare. We have to have groceries so no healthcare.