I don't really have a trusted relative that would I could do that with. For instance I'd trust my dad but lets just say he doesn't have any kind of banking account and is unlikely to get one. But according to the attorney its unlikely I would be appointed a payee or anything.

But yes the way I understand it is if they determine ones problems are caused by the use of a substance then they'll likely deny it...so the important part is to provide evidence that the issues I have don't come from that. Hence the whole making it clear there has been drug abuse in my history(mostly experementing a bit when I was 20)but its not a current issue and therefore isn't effecting my mental condition. That is essentially the conclusion me and my attorney came to.