I don't understand why a therapist would initiate termination, as long as the client is still getting something from it... Be it large changes, or just having someone to talk to. I understand in cases where the client could potentially become dependent in an unhealthy way, but really. If I keep paying the exorbitant rates and Im not being harmed, I feel like I should be allowed to say when enough is enough. The therapist is benefitting from the consistent income and I'm benefitting from having a listening ear for an hour a week... What's the problem?