as a last resort will try for 13 as that way I get to keep my house...but I have such a large amount of bad debt from after my divorce I am not sure I can afford the payments for Chapter 13 unless they can just count my mortgage arears...
I am working with Neighborhood Legal Services and Action Housing but it all comes down to coming up with the money to pay off the amount I have fallen behind...and I don't have it..
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Originally Posted by hannabee
You need to remove the stressor from your plate. Can you file for Chapter 11 to stave off the foreclosure? If you don't have a ton of equity in the house, I think you can "homestead it" and not lose it. Can you call legal aid or someone who may let you know your options for free? I hope so. Good luck!
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