Yes, I think 10 years is a conservative estimate. Homestead is still rebuilding, now 15 years later. Of course, it will never be the same because they closed the most important Air Force base around: HAFB and that was a $300 million economy booster per year.
My friend in Homestead has a cousin who went through your storm in LA. His water mark was 20'... 16' in the house.

She would give me details of what all you all were going through. She didn't suffer quite the devastation I did, and weathered the storm in the local bank which wasn't destroyed....so maybe that is why she is "o k" with the stuff, idk. Of course, she didn't have PTSD prior to the storm here, nor after, like me
To add insult to injury, my dad died from the stress of it all. Here, 5 families lost their homes...in times past my dad was always the one we could go to for help.. .this time he also had nothing.... he developed a brain tumor in the beginning of 94 and died 5 weeks later.
It's amazing how, now that I live in the county north of there, so many of us moved here. Well, 80,000 residences holding an average of 3 families each were affected.... we all had to go somewhere. But now, once someone is triggered by something in the paper, or on tv...and vocalizes it, it's amazing how the rest of us, all strangers, will begin to add to the story...and we are all there, on that Monday morning, once again.