OK maybe a job will help a bit, but I'd say that it's where you're at in the right here and now that really matters. So why wait what one month, two months, six months??? (jobs aren't always easy to come by for anyone) feeling like you do now just to test the theory?
And let's face it you were BULLIED and that DID affect you badly, just as it would for most people. Don't undersell that, you know how wrong it was, you know how it made you feel. And it would be SO understandable for you to need just a little extra help in working through that. Perhaps even your current situation has triggered and added to some of the feelings you've had from then.
BUT you are NOT hopeless, you are NOT worthless, the situation you are in doesn't have to be YOU or say anything about YOU, it's maybe as much about you coming to believe that.
And you know if people are only going to go on about your boyfriends amazing job for so long, perhaps try to be happy for him because he really isn't going to be getting that for ever, chance that people will get bored of it maybe??
Perhaps try to do something that makes you feel good too, something you'd be happy to tell people about. If you're enthusiastic there's a chance that they would be too even if that's "just" starting walking or something.
Now for this one REALLY think about if you're ready but: Perhaps doing some voluntary work would help?? Just a little?? Might make you feel better about yourself, give you a focus and it really isn't going to look too bad on an application form/CV for future employers.
And just a bit more practical, if you're struggling with your bills let the companies know as soon as, maybe then you can arrange a payment plan with them. They've got to be happier with getting something than with getting nothing.
But back to the getting help bit, yes, then if you find out you don't need it as much well, nothing lost, but if you are needing it, it might just make a difference you really do need.
Go for it!!
Best wishes
Alison