I am so, so lucky. My T charges about $160USD a session but he charges me $60. My ins reimburses me $30 of that (although it's been 3 months since I've received a check from them, grrr.) Without my T working with me I could never in a million years afford to go. He's outside my network and I go once a week. I could not afford $640/month and get reimbursed so little. My heart is filled with gratitude.