I'm beyond stressed out and need help/advice/just someone to listen. I'm sorry about the background, but it's necessary I think. And it's not all about the money. They want to treat me like a child, but I'm an adult now. I just would rather be dead sometimes than deal with this.

My parents are not good with money. And somehow they've decided since I could get credit, they could use it and say "I'll pay it off". Well it's gotten out of hand. I'M in debt (NOT THEM--ITS NOT IN THEIR NAME) for at LEAST $17,000 all credit card debt with not so good interest rates. All they do is make minimum payments while charging more and more so it really never gets paid off. One card, they used for a vacation, and it would take 16 YEARS to pay it off if only making the minimum monthly payment.

They use my cards now without my permission and keep the bills. Ha! I never even get to see the bills for the credit cards! They don't even ask anymore. One card I opened for just my use and to have as emergency in case one of my pets gets sick and needs emergency treatment. Someone they've put at least $800 on it already IN ONE MONTH! They get VERY angry at me when I try to talk to them about all this.

I'm to the point where I can't even get an apartment if I wanted to move out and I do want to move out. I have so much debt no one would probably give me one. I'm on SSDI/SSI and I qualify for housing assistance, but I probably won't be able to find anywhere to rent to me except in a very dangerous area of the city because I owe so much money.

This is all tearing me apart. I'm so anxious and upset and honestly sometimes I think I would be better off dead. Right now I'm struggling with depression and I don't even need this crap right now. This morning my dad says he has to busomething at the store and says "I'll pay it off". He didn't even ASK if he could use MY card or even say he was using my card.

If they die tomorrow in some freak accident, I'm stuck with all this debt and I'm stuck in a house that I couldn't pay for (they bought this huge house because I moved to this state for school and they just HAD to move here too and it's more than they should have spent). They claim they have life insurance, but really, would it pay off all their debts and the ones they've
added to my life?

I want a life. I want my own family. I want a spouse someday. I don't want to start a new life one day with someone special with all their damn f****** debt that just so happens to be in my name.

There is more going on here than just money. We're a dysfunctional family. Sometimes I wish I would just be dead. There are too many family issues and no one wants help. They just blame everything on me since I have a diagnosed issue. I hate my damn life. They're keeping me in prison here. I
couldn't even move to this state for school without them following me. They won't let me go out on dates or anywhere by myself. And I'm 33 years old!!!!