I pay $250 per session out of pocket 2 to 4 times per week and insurance reimburses me not quite half. The fee has increased $75 in the last 2 years. I really hope it doesn't go up again this year. Before I started going multiple sessions per week, T told me that he discounted the cost for patients who had multiple sessions, but that never happened once I increased the frequency. Occasionally, I have to cut back or take a break when other expenses come up.
I know I should ask about the rate, but it was several months between when he told me he offered a lower rate and when I actually started increasing sessions. Now it's been so long, it feels too hard to ask.
I do feel like he's worth it. I've had T's that cost much less where I felt like it was really expensive compared to what I was getting out of it.
Now, I'm looking for a third job to cover the cost.

One thing about the high cost...when I feel like quitting, it's easy to use that as an excuse because I know I'd be saving so much. I just have to remind myself that it won't matter how much I'm saving if I can't live life.