No, money can't buy happiness, but if there is a problem that you can throw money at and fix it, well, that's the best kind of problem to have - especially if you have the money.

The way I see it is that there are two things in your power to do that will get you out of your situation: want less or earn more.

I see a lot of people in my life that believe they are entitled to things simply because they want them. In general, those are a very unhappy lot because life doesn't work that way at all. If we are lucky we get what we earn.

The power to help yourself out of this solution is well within your grasp.

FWIW I don't think that you are spoiled necessarily, just unaccustomed to the idea that you can fix your own life. It's more a function of your age than anything. It'll be okay.

Want less or earn more. You can do it.