Good god, I hope i don't have to do that....just the stress of my SSI hearing and potentially having to re-apply if I get denied is driving me over the edge....no idea how i would handle trying to file for bankruptcy. What exactly would that help though....I mean I have no income and either I will continue to have no income or get on SSI so would bankruptcy even help anything in that case?

I don't know for now I think I'll just stick with that i told them I have no income and the last person from the agency I talked to made a note of that on my file as well as that they should quit calling me at least for a while since there is nothing I can do right now...so just waiting it out, i did say I would be willing to figure some kind of payment plan if/when I get income.